Payment-link style flow
Buyers get a cleaner path for paying earnest money without trying to interpret wiring instructions inside a cluttered email chain.
Secure payments / EMD
A safer way to send earnest money.
Eligible buyers can be routed to a secure payment-link style experience for earnest money deposits instead of relying on paper checks, loose email instructions, or unclear delivery timing.
Supported workflowSecure verification process
01
Digital payment convenience should not come at the cost of escrow discipline.
CertifID’s Digital Payments workflow is built for real estate teams that need buyer convenience, payment status visibility, and fraud protection while still respecting title-company operating policies and Indiana transaction requirements.
Metadata stays with the file
Buyer and payment details can remain tied to the correct transaction, reducing misapplied funds and follow-up confusion.
Flexible delivery options
ACH, Instant, and Wire delivery options may be available depending on Keystone’s policy, transaction needs, and Indiana requirements.
Clear delivery visibility
Payment status and activity updates help closing teams avoid the “did funds arrive?” scramble.
Less reliance on email
The payment experience reduces the need to send sensitive instructions or account details through ordinary email.
Eligible payment coverage
CertifID materials describe first-party insurance coverage for eligible payments and wires verified through its software.
02
What buyers should expect.
Keystone should make this plain: the public website requests a secure payment path; the actual payment and sensitive steps happen through the approved secure workflow.
- Start with KeystoneUse a known Keystone contact or this request form to ask whether secure digital EMD is available for your file.
- Do not email bank detailsNever send account numbers, routing numbers, login credentials, or wire instructions through ordinary email.
- Use the secure payment flowIf available, Keystone will route payment steps through the appropriate secure channel.
- Confirm statusAsk Keystone to confirm receipt/status through known contact information before relying on any suspicious message.
03
Request a secure payment link.
This is intake only. Keystone should send the actual payment path through the approved secure workflow.