TRID calendar
Will timing rules affect when the transaction can sign?
Use this planning tool to estimate earliest signing timing from delivery method and disclosure date. Final timing belongs with the lender.

01
Plan disclosure and waiting-period timing without pretending the website is the final authority.
TRID timing needs a simple step-by-step workflow and an unmistakable disclaimer: this is planning guidance, not the lender’s final timing decision.
02
Important timing notes.
The waiting period is measured by days, not hours. If a federal holiday falls inside required delivery or waiting periods, timing may extend. Consummation can differ from the purchase-agreement closing date.
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